PURCHASE
VA qualified buyers with full entitlement can purchase up to $510,400 before needing to put any money down. Many counties higher!
STREAMLINE REFINANCE or CASH OUT
Refinance an existing VA-guaranteed or direct loan for a lower rate to save money. You can also Cash Out Refinance to use your built up equity!
ABOUT US
Over 20 years experience, with a personal approach!
Williams Financial, Inc. is an outstanding mortgage brokerage firm that was created in 2008 to specialize and serve those in need of purchasing a home or refinancing.
Williams Financial services the lending needs of its clients (primarily US Veterans), real estate professionals, builders and individual home buyers. We have access to a full range of mortgage sources and are dedicated to finding the right loan–with great rates, terms and costs–to meet our clients’ unique needs.
Bill Zigler & Erik Apple
Bill Zigler and Erik Apple
MLO #174125
Williams Financial, Inc.
Call 888-525-5345 Now
OUR SIGNATURE SERVICE
VALOAN Streamline Benefits - Why Our Customers Love Us:
Qualify for No Down Payment
Find out if you qualify for $0 down when purchasing a home. All I need from you is a copy of your DD214 and we can obtain your Certificate of Eligibility to realize your down payment requirement.
Lowest Interest Rates
As the son of an Army Veteran, the owner of Williams Financial keeps his costs down in order to pass those savings on to our Active Service Members and Veterans.
Close Within 30 Days or Less
Knowledge of and relationships with lenders is key in this industry. We pride ourselves on open communication and expedited processing to close loans quickly.
Award Winning Team
Bill Zigler ranked top originator #1 in California and #2 in the Country for VA loans. We are able to complete any type of mortgage financing, but we concentrate on helping the Veterans that put everything at risk for us.
Step-by-Step Guidance
During our time together, you can count on a step-by-step approach through the entire process. Our goal is to simplify the process so you know exactly where we are every step of the way with complete clarity.
Flexible Options at All Times
We realize that our veterans have many individual circumstances and hopes behind them. We go the extra mile to thoroughly understand your position and tailor any loan to your specific needs.
THE TIME IS NOW
Refinance Your Home
VA LOAN STREAMLINE/IRRRL:
The VA streamline refinance is a quick and inexpensive type of refinance for veterans and active-duty servicemembers who currently have a VA home loan. It’s one of the only refinance programs that you can qualify for without income or bank account verification!
VA refinance rates are at historic lows!
If you are interested in reducing your interest rate AND monthly mortgage payment, it’s worthwhile to see if a VA streamline refinance is right for you.
CREATE YOUR LIFE
Purchase a Home
Buying a home can be a dutiful task. Here at Williams Financial, Inc. we understand this hurdle and are well trained in dealing with multiple parties to get the job done.
You can put $0 down on a new home purchase as long as you are staying within the county guideline. Please call or apply online to go over the maximum loan amount for you in your county.
Ready to Live the Life You've Always Wanted?
Click Apply Now or Call 1.888.525.5345
You can choose between purchase, refinance or cash out.
Receive a call from our loan specialist
During our session, we'll create a loan strategy personalized to your needs.
Begin your journey to new possibilities
Once we complete the application process, you can relax while we work to get you the absolute best loan possible.
If you prefer, call immediately for personalized service before you fill out our application.
1.888.525.5345
